- Hi Robert, my cousin tells a friend who was walking by the table where we took a coffee Juan Valdez . "I heard you have a problem, the Banco de Chile you closed your account.
- Yes, I closed it, but the problem is not mine, is theirs.
- Why? Perhaps you were overdrawn?
- not as if I never had even a protest.
- It's wrong to keep a low balance on hand, not to use your credit card and not into debt. You said you were going to have problems.
- But do not tell you that the problem is the bank?
- You're crazy, "she says laughing.
- Claro. Another bank offered to take me to their preferred bank when he heard that it would close the current accounts of Banco de Chile my wife and both of my businesses and investments withdraw local currency and foreign to us and all our companies, as you know, have no liability.
- Right. The problem is with the Banco de Chile
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Too often see when we get into some directory on an expansion project seems profitable to skip some indirect effects on the costs of the rest of the company. Although calculated and considered in great detail the increase in direct costs by requiring more production inputs in fixed costs by having to hire a second shift, the effects of financing of new investment, higher sales or income tax purposes both negative (most useful) or positive (due to increased depreciation ), they forget that business management should increase their activities wholesale billing, billing, accounting , record keeping, purchase of inputs , storage, insurance, etc.. Many institutions have huge administrative units (the University of Chile, for example, an entire building over 20 floors) that have grown because of many projects that, when evaluated, not considered these and other indirect effects on the institution as a whole.
This causes, at times, bad projects are accepted by the blind to decide without considering all relevant costs associated.
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