Salieri New Movies 2010

Time goes by ... we're getting old shoes

- my love Tell me how I was in Guayaquil ? - I kindly ask my wife when I will look on Friday at the airport.
- Super well. As always. In Ecuador I was treated better than in Chile, except yours, of course. Note that I met a former student who studied in Chile and I got a coffee with my good Fernando Romero friend.
- How nice ... but I noticed something weird happened "? - Tells me worried.
- Nooo ... I'm just confused. Note that vi , as in Chile, military cadets each year are small children and graduate students more youngsters.
- How can you be so stupid! - He responds. "They are of the same age, you're the one who is older.

.

are many variables which determine the degree of risk tolerance on an investment: the personality of the entrepreneur, the time horizon investment, availability of human resources, physical and financial and even the age of who decides.

Generally, the young investors take more risks just for working with long time horizons. Therefore, we must accept that risk tolerance changes over time, forcing reassess the risk of the project that vary the circumstances that determined in the first instance.

Project risk may not change, but the aversion or willingness to assume they do, for example, with age.

Different Types Of Vigana

- Do not you bought the shoes for the wedding of our son? - Ask me very worried about my wife.

"No Cristi. I bought them yesterday, but since going to a meeting, I asked to keep them. On Saturday morning, he retired.

- But if home Saturday! I told you they bought five days before so you will not hurt your feet with new shoes.

I do not see where the problem "I say with a look of triumph, if yesterday was Monday to Saturday will have passed five days.

That began to mourn. It must be the joy of seeing our last child married .

.

in project evaluation there is a financial indicator called Immediate Profitability measure, when the NPV is positive, the return on investment of cash flow the first year. If less than the required fee, is recommended to evaluate the desirability of postponing the investment until the first flow of investment to achieve the required fee.

In many projects this does not work. For example, if tree planting fruit is highly profitable, but revenues will begin to receive the fourth year, can not delayed planting, since the stream is also delayed.

The Immediate Profitability should be applied when the growth factor of future cash flows respond to external variables such as the rate of population growth, the number of vehicles operating or maintenance costs of a machine his old .

Microsoft Usb Camera Sterowniki

Taming The 3 Stooges II (the saga continues)

- Hello Carlos? Do you still believe that the previous posting on the Banco Santander was a joke? Accompany to the bank and I show it's true. I just sent another promissory note, "I say to a friend by office intercom.

- Come on, "he replies enthusiastically.

As we walked, I show an authorization signed by me as Legal Representative of my company giving me power to remove it myself. The power came printed on a sheet with the logo newly invented by me and with the fingerprint of my thumb next to the signature.

- This is stupid. How do you think that the Bank will to receive this?

- You'll see. But there's more. I asked to sign and put my fingerprint to verify that tell me who I am. I bet you a coffee to get another sign and fingerprint of one finger and not realize it.

- Done, "I responded with the certainty of having already won.

I get to the bank and Treasury ask me power. I explain that it seems weird that I do a power to me. At the insistence, I say that I have one in my briefcase, but I'm still considering is irrational.

- Come on letterhead Company and with bell?

- Letterhead, yes, but we do not use ring but the fingerprint for security. Do not see that anyone can send make a ringtone.

- great! - Says with a sincere and positive surprise. "Go to the row and it will cash.

had 43 people before us and only one cashier taking who are not customers of the bank (branch Conception, on the Plaza de Armas, today November 2 at 12.20 hours). Before our turn (1 hour and 23 minutes later), I ask my friend what finger you put your fingerprint.

Ha ... I would say to "the middle" but will force you to do it with your thumb.

When I pass the bill, placed a poor imitation of my signature (clearly different from my card and power) and when I said that I stamp my fingerprint ... use "the middle finger." Obviously, with the strict controls of Banco Santander, give me no problem.

(Now I'm going to drink coffee, so the story will continue).

.

No two projects are alike, but the experience allows testers to find simple ways to solve problems that may occur as a complex. For example, to measure profitability of an investment is using any of the asset valuation methods to calculate the scrap value, you should use the recovery of working capital to be part of the property to have the project. Like everything that is invested is recovered, the effect of an error in your estimate of the cost is negligible (only the effect of time value of money). However, when preparing a business plan, its calculation deserves the utmost precision, because if it determines a value insufficient to buy all inputs required, the project can not be completed or sell the product.

In other words, it is unnecessary to require a feasibility study conditions other than those relevant for the purpose of measuring the profitability , but you should demand greater accuracy to build the business plan and implementation schedule .

Chocolate Cake Of A Bicycle

Three Stooges (or Banco Santander)

First act: I go to Banco Santander with a power to remove a promissory note. After 25 minutes of doing a row, a cashier who served me said that I would not be delivered because the power comes without the logo of the company and not the bell. Ask to speak with your boss.

second act. The boss told me the same thing repeats. When asked how could verify and stamp the logo correspond to the company, tells me that this is not the issue. Ask to speak with (the) agent of the branch.

Act III. The agent tells me that is to protect myself, because if they do well, anyone can remove it. I explain that's name and to be deposited in the account. No case ... "are the instructions from above which gave the bank after an audit where we instructed to take maximum precautions.

Last event: go to my office, design a logo word, and pass through the printer the same power rejected. inking a jar lid and placed a circle next to the firm. Then, inking a power base and "print" inside the circle. Seeing that was not very full, inking the top of my toothbrush y. .. print it. For safety, do same thing with a clip. I go to the bank and receive the promissory note no question .

.

In over my 30 years taught to evaluate projects, I always tell my students that no matter how many techniques to learn, if you do not have the discretion to implement them. A businessman without education but with much discretion can be successful, but more likely is that a professional descriteriado never be successful. If you have both qualities, the better.

How many bad projects have been implemented by the shortsightedness of one who must decide and inability to relate real problems with effective solutions? It is very easy to make mistakes and accept a bad idea when profitability across the company "hides" the inefficiencies and stupidity of those who justify their work with partial solutions unrelated to their actual effectiveness.

An evaluator should develop a project in a coherent and consistent. You can not include more investment from economically justified or incorporate unnecessary bureaucratic procedures or choose with quality inputs than necessary, as this will be at the expense of profitability the investor ... though he was paid the same for the study.

How To Get Starter Pokemon In Emerald

Consistency and consistency

- Look! ... Left the magazine in October, my wife tells me reviewing the seat pockets just sat on a plane from a Chilean airline to return to Santiago.

- Mmm - reply while I settle for a nap.

- Look! ... Is food, "he says again shows me the cover where there is a cap made with artichoke petals.

- Mmm - I say taking my own copy, knowing that most likely would not be able to sleep, and I am enjoying reading more than 100 pages (all accompanied by photographs with appealing dishes) .

- Can not you open your appetite? "Says showing a picture of a" Frutti di mare . "

- Mmm

- Look! ... What time, here comes stewardess serving food ...- says reducing the volume your voice to see that happen a box with a sweet biscuit 25 grams, a mini alfajor another 25 grams and 14 grams packet of crackers.

Accustomed to the " snack" after of 56 trips on that airline in the last 6 months, and seeing her face of disappointment, I say

- Tomorrow I'll call the airline to suggest that the next number is dedicated to children dying of hunger in the world. So, get this box as a blessing from God.

- Stupid, "he said while keeping out the magazine and his book of Pablo Cohelo .

.

formulating a project, the sum of many small details can be crucial to its success or failure. Therefore, the coordination to make consistent and consistent each of its parts is crucial. The market is not just measuring demand. Is to define a marketing strategy consistent with the image that seeks to position.

Two good ideas, if they are seen as contradictory by the consumer, make it wrong to express a good product (I, at least, I am enjoying listening to the complaints of those who get their Happy Meal and seeing how most guard to take her gift to someone.)

A course for executives, for example, can have an excellent speaker, with the delivery of a very good text and other material, but between one class and another was delivered a box with these three products to the same executives of the airline would complain that university.

seems contradictory receive a magazine with an almost oversized good print quality, dedicated to showcasing the best of cuisine, if the passenger is 64 grams of canned food ... even a gift.

What Sock Do I Wear With Low Top Converse

VAN "options? Understand

One day, while resting next to my wife, my son comes and asks me

- What would you like to receive for Christmas, Dad?

- Mmm say ...- thinking before answering: a bride young, beautiful, loving .....

- And add my wife blindly by return to reality.

.

In defining the characteristics of the project, there are often high expectations of success in the enterprise. One risk is that is more willing to allocate higher sums of money for the initial investment, difficult to reverse if the expected goals are not achieved.,

options theory allows to determine the value has, example, the opportunity to reduce the activity or even abandon the project under these conditions. If a project has a higher NPV when it makes all the investment up front instead of progressively according to the expected growth, it could be selected for deferred stages over time, despite having a lower NPV, because it gives a the option value of abandonment of all or part of the project.

Although each day increases the NPV critics and propose alternate options theory, one must be clear that the latter may still need to know NPV and, most important, subjectively defined future scenarios possible and probability of its occurrence.

How To Paintbmx Online

- How nice to bring together 46 years - we say the wife of a colleague who had invited us to dinner at his home.

- True, "says her husband. - What was it that attracted you Nassir, Cristina?

- Well ... so many things, his chivalry, romantic, tender, always treating me worried.

- And you Nassir ? What was the first thing that attracted you to her?

- Me? Bikini enlarge - answer honestly .

.

The same product can be appreciated with different attributes for each customer or consumer. For some, a box of chocolates is a sweet, while for others it is a gift. While the former is attracted by the quality of the product, the second with the production or packaging. be able to appreciate this difference can make a project more profitable. Add additional cost to improve the presentation may make it possible price increase more than proportionally by the attribute of being useful to give to the bride, on the day of the mother and at other times would not have been acquired as a simple treat.

Pityriasis Rosea Start

honest answer to "accelerated depreciation

- once again they go away? - My wife tells me when I tell him that I was invited to give lectures about on project evaluation.

- is that everyone wants to study the issue, "I say softly, used to not argue with her when she is tired ... or rested.

- And the famous project evaluation, do you really use?!

- Sure ... well like a hammer or your sewing machine ... it depends on who is using it.

.

No two projects are alike. Why is not designed software capable of formulating, preparing, evaluating, analyzing the risk and recommend action to follow.

The assessment of a project, although it has greatly simplified, it is useless if the project was not made correctly, if cash flows are poorly constructed or if you do not know how to interpret the results.

still does not explain how many more increases as TIR more NPV is negative, because by increasing the debt the return on equity increase more than proportionally with respect to the profitability project or why a project with a high profitability, low investment and minimal risk, hardly get funding.

People today want to learn to do things, to develop an analytical approach that allows them to understand more to know. This "understanding" is the possibility of "doing ."

Adapter For Nordictrac Audio Rider U300

Mi? He returned

On my birthday I was in Valdivia dictating two diplomas, one in the morning and at night, when I called my wife on the phone:

- Mi love, "he says in that voice that you use for Christmas and my birthday, Happy Birthday and comply loooooooong more !!!.... Do not ever die, please ... How are you very sorry for fun alone?

- No, the truth is that they have treated me very well. Note that in the Diploma for people Corporation Certification of Firewood of me had a cake and one by one hugged me wishing me congratulations ... of course the ladies did take more time. Then in the evening, the same thing. It was too much affection.

- But I feel the strange voice. You seem worried. Must be because it is the first birthday that you pass only. I have also little pain.

- not that "I answer. I'm worried because before yesterday greeted me for my birthday my best and oldest friend (was wrong for two days), the same thing yesterday with my dear cousin, today at 05.50 am I called another to say hello ... after reading all the press and, more over, your dad called me before putting the dentures to say "Ashi that sheshenta old .. hahaha . " "Yeah, turns sixty suegrito" . "No Sheas fool ... I say that now sheshenta " she says angrily. True father is sixty. Place the dish and yells "idiot, I tell you now feel old and no longer travel in all directions."

- Forgive ... if all are at least as old as you, but the physical condition of all of you is enviable ... must be where go hunting all weekend, my wife tells me affectionately.

- But if I'm not angry, I am concerned that we are all failures in the management of information and time to myself ... if I forgot my birthday when I scheduled these classes.

- True ... but you is normal since we were married.

.

The implementation and subsequent operation of any project will always require maintenance, either preventive or corrective, to make things work properly.

While all economic feasibility studies include the costs associated with maintaining physical, very few include spending (which is real and it's becoming more substantial) in the update of the support systems management.

The projection of expenditure flows should incorporate periodic updating of their databases, in the increasingly frequent changes in procedures for warehouse management in the controls to minimize returns by sending materials unsolicited or missing, etc..

Just as the depreciation is the loss of value fixed assets, amortization of intangibles does so. That is, if software, databases or the settlement of information are recognized as depreciable by the State, more so the appraiser should consider them as future spending or reinvestment to ensure, as a machine, the sustainability of the project the long term.

Sommunity Service Hours Sheet

- Why so many goodies? - I ask my wife to point from the airport to go to Quito.

- is that tomorrow we will party with my mom, my brothers and your sons?

- And why not? Does any man of birthday?

- See how and why you know my family? You are an inconsiderate, old and senile . No! What we will celebrate that finished writing your blog. To see who you laughing now!

.

Sometimes it is appropriate to suspend the operation or functioning of a project, because sometimes a simple information that makes it unprofitable seemed again to be attractive ... the emergence of a new input cheaper, demand growth, or even painful to say, the death of the owner and manager of primary competitor has no one to succeed him in managing the business.

addition to the abandonment option, you can sometimes make the decision to suspend the project until the benefits of reopening exceed its costs. The sale of assets when it closed a plant definitely make the costs of reopening will increase strongly.

(Can you imagine happy to see my mother, brothers and sons? ... Nooooo is a very high cost to me)

Modifying A Ruger 10-22 Wood Stock

Please: think

- How awkward you are!! - Tell me really upset my wife, you are no more reward could happen because Pedrito takes his first Blue Note throughout the year.

- But he's my grandson, and I love him very much.

- So. Help him to study instead of giving games that do not help anything.

- But if we study together six hours a day, "I say proudly.

- "SIX HOURS? What is taken as bad grades? How stupid you are teaching?

- I taught him everything the teacher says.

- And then? Is it so difficult to study?

- No. .. study is the easiest in the world, how difficult is to learn, I say as I pluck, knowing that a dish will come flying at my head.

.

The purpose of this blog is not to teach no sense. Teaching with respect, I've tried more than 200 postings only be achieved if the recipient feels that he has learned.

do not know if I've done, if people read it or not and whether those who had indeed feel that they have served.

To find out if it is worth continuing, I ask your candid and honest opinion. Perhaps only my wife, sons and son what are reading, so Exclude responding.

Different Types Of Viganas

Turnoff

While finished button my shirt, quickly leave the bathroom to find that I had forgotten my pants in the bedroom.

- What ridiculous you look! - My wife tells me not yet lifted.

- Why ridiculous ? - Asked surprised.

- Look ... shirt, socks and no pants. Ponte pants first so you do not look as ridiculous. If it appears that You will look to wear clothing "kills passions."

- But this is more efficient. If I were the first pants, lose time to get arremangándomelos socks and subjecting them to wear the shirt .

- Ah ... How many times you save?

-32 seconds- I say with complete safety.

did not say stupid, but I looked with a sad face that worried me.

.

Many investment ideas are generated from identification of business opportunities in the market. For example, when a homeowner who makes homemade chocolates for sale to children of people realize that if you put them in a clearly presented, you can sell chocolates and also gifts. The child buys chocolates for eating and young or adult purchased as a present to give away.

But other ideas arise from the observation of normal procedures and possible improvements. Are known cases of tinplate factories that could save a drop of sealant per can elaborate on the automaker to cut the time of its assembly line to make them the workers and no vehicles which move in a sort of conveyor belt and the grower moving vehicles incorporating the harvesters on platforms with a single pedal, allowing them to adjust their height and at the same time, mobilize much more quantity of apples.

The small amount of cost savings, they also generate a culture of efficiency in organization explains the profitability many of them. Like all things, however, must be evaluated to determine if the benefits outweigh the costs.

Putting Water Into Penis

myopia Banco de Chile

- Hi Robert, my cousin tells a friend who was walking by the table where we took a coffee Juan Valdez . "I heard you have a problem, the Banco de Chile you closed your account.

- Yes, I closed it, but the problem is not mine, is theirs.

- Why? Perhaps you were overdrawn?

- not as if I never had even a protest.

- It's wrong to keep a low balance on hand, not to use your credit card and not into debt. You said you were going to have problems.

- But do not tell you that the problem is the bank?

- You're crazy, "she says laughing.

- Claro. Another bank offered to take me to their preferred bank when he heard that it would close the current accounts of Banco de Chile my wife and both of my businesses and investments withdraw local currency and foreign to us and all our companies, as you know, have no liability.

- Right. The problem is with the Banco de Chile

.

Too often see when we get into some directory on an expansion project seems profitable to skip some indirect effects on the costs of the rest of the company. Although calculated and considered in great detail the increase in direct costs by requiring more production inputs in fixed costs by having to hire a second shift, the effects of financing of new investment, higher sales or income tax purposes both negative (most useful) or positive (due to increased depreciation ), they forget that business management should increase their activities wholesale billing, billing, accounting , record keeping, purchase of inputs , storage, insurance, etc.. Many institutions have huge administrative units (the University of Chile, for example, an entire building over 20 floors) that have grown because of many projects that, when evaluated, not considered these and other indirect effects on the institution as a whole.

This causes, at times, bad projects are accepted by the blind to decide without considering all relevant costs associated.

What Is The Use Of Ziplock Bags

DECADE ANNIVERSARY verbal incontinence

While having dinner with my wife last night in the Polo Marino, our favorite restaurant in Lima, the country with the best cuisine in the world, I say

- Cristi . Why not ask if the chef does some tutoring? On 7 July I have to hold on and you'd look great with the guests. Remember that income my seventh decade of life.

- Sixth, silly - I said .... if you are under 60 years.

- why then. When I turned 10, I finished my first decade and started the second. When I turn 60 I will start the seventh decade, "I say earned him face first argument.

- then you're wrong ... and you came a long time. It was once believed that life begins at birth. Now that is considered to begin when it was conceived, what for you must have been in October 1949, last October did you get into your seventh decade narrows to face me "I beat you again."

When observing my silence and my sad face he says affectionately.

- But do not worry my love. For me every day you deserve held ... do not grieve, "she said patting her hand.

- What do you want to be happy if now every time I eat an egg I'll be thinking I'm eating a chicken fetus?

- Moron, "he says fundamentally changing the tone of voice.

.

questions Frequent who must assess whether a project is zero when cash flow is when the first disbursement of the investment when the project becomes operational or when investments are completed, since sometimes it starts to work while still not completed the construction .

really does not matter if the timing of investments is properly corrected for the effect of time value of money. Generally, it is capitalized (leading to future value) until the moment before the first generated operating expenses. However, the zero point can be any of the three options if you follow the following rule: Any prior investment zero when compounded at that point, adding the cost of capital tied up in that time. Any investment or exit back to that point, is updated at time zero. To be consistent in the use of capital cost rate of each period, the conclusion is the same. Just change the amount by being expressed at different times. If the NPV is positive at one point, always be positive in another, but expressed in the equivalent at that time. If negative is the same. Only if it is zero, provided be zero.

Interlux Paint On Car

- And how is Peter? - I asked a coworker who told me they had met in a meeting.

"Keep as usual. He speaks and speaks of himself, of how successful he is, his new car and how we admire the people ... and not allowed to speak or listen to the rest. If it appears he had verbal incontinence.

"Too bad it remains so. If you know anything about marketing , know that if someone says that your granddaughter is beautiful no one believes him (for all the grandparents say the same thing), but if he says another, has more credibility .

.

Although the message is true and advertising the right intention, the more effective positive impact is achieved when others confirm. For example, having satisfied customers can better influence the business success of expensive advertising campaigns because they are external transmitters opinion. After the earthquake in Chile saw more than ever, full-page advertisements in the press, which cost millions of dollars, companies adhering to the victims and that made many think they were more trying promoted to help.

formulating a project does not necessarily to approve the budget of a conspicuous notice advertising, but to be able to determine whether there is a more effective option to achieve the objective which divert those resources.

Gaia Online How To Change A Light In Your Home

gold tooth

When my grandfather asked we'll help, financially, to put a gold tooth, they all said we would throw the money and opt for a normal implant.

- not then, "he replies. If any teeth, none of you even think extraérmelo after death, but if it is gold, would fight to get it out before they bury me.

- I you will finance it, "I replied hastily but with one condition: you buy me the pliers.

- What?! - My wife yells at me with that face of horror that hides your wrinkles.

- Obvious. If it depreciates be the grandfather, but not the tooth. Also, I'm with pliers and even gold is a good investment, "he explained with a look of superiority.

- Divorce ... please give me divorce, "she said crying in front of everyone.

.

By acquiring an asset to a project, along with the price we must pay the value added tax, VAT . When we sell the finished product that asset also add the VAT . However, the company acts only as an intermediary between the Treasury and the final consumer and all that raises (debit tax) over what you pay (tax credit), should be handed to the treasury.

why the VAT is not included in the income statement to calculate the profit tax because it is an operational expense, nor the purpose of depreciating active.

Best Office Projector 2010

Promología

When I told my wife that he had invented a new word was so happy and proud that, before hearing it, called several good old friends who shared an afternoon of swimming pool the field:

- Nassir invented a new word ... come ... come! .

- Yes, I tell you, this is promología ... the science of product promotion.

While my friends look at me looking worried for my sample senility, my wife tells me with sweetness :

-Tonto.

.

Whenever it hard to attract the attention of potential customers for a new project. Therefore, to estimate the expenses in your cash flow should be considered not only spending media communication and dissemination when operating, but one that should be made initially to publicize its existence. The issue has gained such importance that even politicians have turned to international agencies that they design their campaigns.

The amounts invested in this they are irrelevant. Furthermore, in some products, the design theme is a Continuous , with high operating expenses during the the project as to maintain a leadership in a very competitive market.

Breaking The Habit Of Binge Eating

Thermometer

As I'm about to turn 60, my wife, who can not evaluate projects and therefore has not realized that to make effective life insurance is higher than the actual value of what I can generate in the rest of my life, I forced myself to go to the doctor for a complete analysis of my health. When I returned, I asked kindly,

- How did I love?

- I said I had to change my eating habits and sedentary. I had to change the meat with vegetables, changing the water coffee pot, changing the wine juices, change football matches on television by 4 miles of walking per day, change the snuff per fruit, "he sad story.

- What are you going to do - ask me wondering how I can help.

- I'm going to change doctors, "I say as I prepare a coffee.

.

Change the thermometer does not improve the patient. Since the change was the test for selecting students for admission to the university level.

If the project cost goes, the assessor can not change the indicators to improve performance. If used with conviction commercial basis to calculate the scrap value of the project, you can not change it for the economic if it yields a more favorable outcome, nor the method of calculation of working capital or the useful life of assets.

The effort to do good is the stage of formulation, which identifies different settings and choose the best. If the best scenario the project is not profitable, can not "torturing" the data for investment appear profitable.

is not our task to find profitable projects, but whether or not it is appropriate to implement the business idea.

Knee Braces Open Closed

Do unto others what you want to do for you. Earthquake

long ago had a stupid marketing professor saying that the enemy (competition) did not wish the evil that they have them. Now I remember that he added, laughing, "although some say not unto others what you do not want done to yourself."

.

After this earthquake, I realize that, apart from wrong, has limited thinking and contrary to the healthy competition that makes people grow and society.

Why think so negative? We should never think about not doing the damage that we'd like to do to us, but DO WHAT OTHERS WANT OTHERS TO DO WITH ME.

Today we have the great opportunity to stay in the comfortable first choice or take responsibility of actively with the second.

up to you if that teacher was right and I wrong or vice versa.

Milena Velba And Cleaner

in Chile

I thought my 5-second earthquake had lived alone in the field. When I got out into the yard, my dog \u200b\u200blunged at me and expressed the greatest displays of affection since I have it, not taking off of me .... and giving me their support. Even when the statue fell source, stood next to me with a sad face. Modest

neighbors came to my house, one of the few brick in the area to see if we had gone wrong.

Tonight enable my jeep for younger children to sleep and the very sector humble opened the doors of their modest homes to clarify.

On the way back to Santiago many vehicles with mechanical problems receiving help from other motorists fully unknown.

in Santiago, many friends and family brought me from bread to gasoline and even my son (who despite my jokes about it, we want much) daily insists that I go to bed at his apartment until have drinking water.

So now I know that I spent alone.

I am sure this will help us recover solidarity I'm in a few years, but if we can keep going forward, certainly in the medium term we can resume the high growth rates in past years.

The earthquake is already a sunk cost or . Today more than ever, the evaluators have a responsibility to help prioritize the allocation of resources as efficiently as possible.