Wednesday, April 28, 2010

Putting Water Into Penis

myopia Banco de Chile

- Hi Robert, my cousin tells a friend who was walking by the table where we took a coffee Juan Valdez . "I heard you have a problem, the Banco de Chile you closed your account.
- Yes, I closed it, but the problem is not mine, is theirs.
- Why? Perhaps you were overdrawn?
- not as if I never had even a protest.
- It's wrong to keep a low balance on hand, not to use your credit card and not into debt. You said you were going to have problems.
- But do not tell you that the problem is the bank?
- You're crazy, "she says laughing.
- Claro. Another bank offered to take me to their preferred bank when he heard that it would close the current accounts of Banco de Chile my wife and both of my businesses and investments withdraw local currency and foreign to us and all our companies, as you know, have no liability.
- Right. The problem is with the Banco de Chile
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Too often see when we get into some directory on an expansion project seems profitable to skip some indirect effects on the costs of the rest of the company. Although calculated and considered in great detail the increase in direct costs by requiring more production inputs in fixed costs by having to hire a second shift, the effects of financing of new investment, higher sales or income tax purposes both negative (most useful) or positive (due to increased depreciation ), they forget that business management should increase their activities wholesale billing, billing, accounting , record keeping, purchase of inputs , storage, insurance, etc.. Many institutions have huge administrative units (the University of Chile, for example, an entire building over 20 floors) that have grown because of many projects that, when evaluated, not considered these and other indirect effects on the institution as a whole.
This causes, at times, bad projects are accepted by the blind to decide without considering all relevant costs associated.

Friday, April 16, 2010

What Is The Use Of Ziplock Bags

DECADE ANNIVERSARY verbal incontinence

While having dinner with my wife last night in the Polo Marino, our favorite restaurant in Lima, the country with the best cuisine in the world, I say
- Cristi . Why not ask if the chef does some tutoring? On 7 July I have to hold on and you'd look great with the guests. Remember that income my seventh decade of life.
- Sixth, silly - I said .... if you are under 60 years.
- why then. When I turned 10, I finished my first decade and started the second. When I turn 60 I will start the seventh decade, "I say earned him face first argument.
- then you're wrong ... and you came a long time. It was once believed that life begins at birth. Now that is considered to begin when it was conceived, what for you must have been in October 1949, last October did you get into your seventh decade narrows to face me "I beat you again."
When observing my silence and my sad face he says affectionately.
- But do not worry my love. For me every day you deserve held ... do not grieve, "she said patting her hand.
- What do you want to be happy if now every time I eat an egg I'll be thinking I'm eating a chicken fetus?
- Moron, "he says fundamentally changing the tone of voice.
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questions Frequent who must assess whether a project is zero when cash flow is when the first disbursement of the investment when the project becomes operational or when investments are completed, since sometimes it starts to work while still not completed the construction .
really does not matter if the timing of investments is properly corrected for the effect of time value of money. Generally, it is capitalized (leading to future value) until the moment before the first generated operating expenses. However, the zero point can be any of the three options if you follow the following rule: Any prior investment zero when compounded at that point, adding the cost of capital tied up in that time. Any investment or exit back to that point, is updated at time zero. To be consistent in the use of capital cost rate of each period, the conclusion is the same. Just change the amount by being expressed at different times. If the NPV is positive at one point, always be positive in another, but expressed in the equivalent at that time. If negative is the same. Only if it is zero, provided be zero.



Sunday, April 4, 2010

Interlux Paint On Car



- And how is Peter? - I asked a coworker who told me they had met in a meeting.
"Keep as usual. He speaks and speaks of himself, of how successful he is, his new car and how we admire the people ... and not allowed to speak or listen to the rest. If it appears he had verbal incontinence.
"Too bad it remains so. If you know anything about marketing , know that if someone says that your granddaughter is beautiful no one believes him (for all the grandparents say the same thing), but if he says another, has more credibility .
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Although the message is true and advertising the right intention, the more effective positive impact is achieved when others confirm. For example, having satisfied customers can better influence the business success of expensive advertising campaigns because they are external transmitters opinion. After the earthquake in Chile saw more than ever, full-page advertisements in the press, which cost millions of dollars, companies adhering to the victims and that made many think they were more trying promoted to help.
formulating a project does not necessarily to approve the budget of a conspicuous notice advertising, but to be able to determine whether there is a more effective option to achieve the objective which divert those resources.